The Benazir Card is a financial assistance initiative by the Government of Pakistan, ensuring that eligible individuals receive their funds in a secure and efficient manner. This program, part of the Benazir Kafalat initiative, allows beneficiaries—particularly low-income families and women—to withdraw their 13,500 PKR payment without unnecessary delays or deductions.
In this guide, we will cover the eligibility criteria, account opening process, and steps to withdraw funds using the Benazir Card.
What is the Benazir Card?
The Benazir Card is a government-issued financial aid card designed to simplify and secure the payment distribution process. Beneficiaries can use this card to withdraw their assistance money from ATMs without relying on manual payment centers.
Key Features of the Benazir Card
- Secure and Transparent: Ensures funds reach the right people without fraudulent deductions.
- ATM Access Nationwide: Allows withdrawals from any ATM in Pakistan.
- Hassle-Free Process: Eliminates the need to visit banks or payment centers.
- Biometric Verification: Ensures that only eligible individuals access their payments.
Eligibility Criteria for the Benazir Card
Not everyone qualifies for the Benazir Card. The government has set strict criteria to ensure that only the most deserving individuals receive financial assistance.
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Who is Eligible?
To qualify for the Benazir Card, you must meet the following requirements:
- Registered under the Benazir Kafalat Program: Only those already enrolled in the program can receive the card.
- Low-Income Status: The program is designed for widows, unemployed women, and families without financial stability.
- No Government Salary or Pension: Government employees and pensioners are excluded.
- No Additional Welfare Benefits: Those receiving financial aid from other government programs may not qualify.
Who is Not Eligible?
- Individuals not registered in the Benazir Kafalat Program.
- Households with a stable income.
- Government employees and their family members.
- People already benefiting from other financial assistance programs.
Currently, around 1.5 million women are expected to receive the Benazir Card in the initial phase.
How to Apply for the Benazir Card?
The government follows a structured process to ensure the fair distribution of the Benazir Card.
Step-by-Step Registration Process
- Data Collection: Government teams collect household information and identify eligible beneficiaries.
- Verification: The data is cross-checked with the National Socio-Economic Registry (NSER) to confirm eligibility.
- Notification: Eligible individuals receive an SMS or a call to collect their card.
- Card Collection: Beneficiaries visit the designated center, provide necessary documents, and collect their card after biometric verification.
- Card Activation: Once activated, beneficiaries can withdraw their 13,500 PKR payments from any ATM.
This process ensures transparency and prevents misuse of funds.
How to Open an Account for Benazir Card Payments?
To receive the 13,500 PKR payment, a linked account is automatically created when a beneficiary is issued the Benazir Card.
Steps to Activate Your Account
- Register with the Benazir Kafalat Program.
- Receive Your First Payment at a Designated Center.
- Undergo Government Verification.
- Collect and Activate Your Benazir Card.
- Start Using ATMs for Withdrawals.
This simplified process allows beneficiaries to access their funds without visiting bank branches.
How to Withdraw Money Using the Benazir Card?
Withdrawing money from an ATM using the Benazir Card is straightforward.
Step-by-Step ATM Withdrawal Guide
- Visit a Nearby ATM that supports Benazir Card transactions.
- Insert Your Benazir Card into the ATM.
- Enter Your Four-Digit PIN (set during card activation).
- Select “Withdraw Cash” from the menu.
- Enter the Withdrawal Amount (up to your available balance).
- Collect Your Money and Receipt.
This method ensures fast, secure, and hassle-free transactions.
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How to Check Your Benazir Kafalat Payment Status?
Beneficiaries can check their eligibility and payment status online through the official Benazir Kafalat Program Portal.
Steps to Check Your Payment Status Online
- Visit the official website of the Benazir Kafalat Program.
- Enter Your CNIC Number.
- Click on “Check Status.”
- View Your Payment Details on the screen.
This online system provides real-time updates without requiring beneficiaries to visit government offices.
Final Thoughts
The Benazir Card is a revolutionary step towards financial inclusion, ensuring that eligible individuals—especially women from low-income families—receive their government aid securely and efficiently. By simplifying the registration and withdrawal process, the program eliminates unnecessary delays and ensures transparency.
If you qualify for the Benazir Card, complete your registration, check your payment status online, and withdraw your funds without any hassle. This initiative empowers beneficiaries by giving them direct access to their financial aid.
Frequently Asked Questions (FAQs)
1. How can I apply for the Benazir Card?
If you are already registered under the Benazir Kafalat Program, your eligibility will be verified, and you will receive a notification for card collection.
2. Can I withdraw money from any ATM using the Benazir Card?
Yes, the Benazir Card allows withdrawals from any ATM in Pakistan without deductions.
3. How do I check my payment status online?
Visit the official Benazir Kafalat Program website, enter your CNIC, and check your payment status.
4. What should I do if I don’t receive my Benazir Card?
Ensure your registration is complete and wait for the official SMS or call. If you still don’t receive your card, visit the nearest Benazir Income Support Program (BISP) office.
5. Can a male member of my family receive the Benazir Card?
No, the Benazir Card is primarily issued to women from low-income households under the Benazir Kafalat Program.